Our Services
At Pecunia Financial Planning Limited, we provide a range of comprehensive financial planning services designed to help you achieve your financial goals and secure your future.
Please note, we provide financial planning services, not regulated financial advice or sell financial products.
Pecunia Subscription: Empower Your Financial Journey from £19 to £100/Month depending what services are required.
​
Welcome to Pecunia Subscription, where we offer a comprehensive financial planning subscription, designed to support you on your path to financial success. For just £19 a month, our subscription provides you with exclusive access to a variety of resources, personalised guidance, and professional support to help you manage your finances more effectively and achieve your financial goals.
​
Benefits of Pecunia Subscription:
​
-
Comprehensive Financial Knowledge Center: Access to a wealth of articles, videos, and tools designed to enhance your financial literacy and planning skills.
-
Financial Planning Applications: Gain access to cutting-edge financial planning software to manage your budgets, investments, and more.
-
Unlimited Email Support: Get your questions answered by our team of experts via email whenever you need guidance.
-
Exclusive Webinars and Events: Participate in live webinars and events hosted by industry experts, covering a range of financial planning topics.
-
Personal Business Planning Templates and Support: Utilise our templates and expert advice to plan and grow your business effectively.
​
Should you require a more personalised service including an annual review of your circumstances, a cashflow forecast showing you where you are on your financial journey, then this would be from £100 per month or £1,200 per annum. This all depends on the complexity of a clients circumstances and the level of services required. However this is all discussed in detail before we agree our services and a fee agreement is drawn up in advance so each party is clear what it costs and what they can expect in return.
​
Some of our clients prefer a more detailed and regular review to ensure they are on track to meet their goals be that a home in the sun, early retirement or a cruise around the world.
​
Whatever your needs then speak to us and we can put together a financial strategy for you.
Join Us Today! Take control of your financial future with Pecunia Financial Planning Ltd's subscription.
​
​
​
Comprehensive Financial Planning
1. Retirement   Strategies
  Plan for a Secure Future
Our retirement planning services help you create a sustainable and comfortable retirement plan. We focus on maximising your retirement income and ensuring your resources last throughout your lifetime.
​
-
Personalised retirement income strategies
-
Sustainable withdrawal plans
-
Long-term financial security
Contact Us to learn more about our retirement planning services.
2. Wealth        Planning
 Grow and Preserve Your    Assets
Our wealth planning services are designed to help you effectively grow and preserve your assets. We provide tailored strategies to plan your investments and protect your wealth.
​
-
Investment planning
-
Risk assessment and mitigation
-
Asset protection strategies
Schedule a Consultation to discuss your wealth planning needs. If you want someone to manage your investments for you, speak to a wealth manager.
3. Estate     Planning
Secure Your Legacy
We offer comprehensive estate planning services to ensure your legacy is passed on smoothly and according to your wishes. Our team helps you navigate the complexities of estate planning and wealth transfer.
​
-
Inheritance tax planning
-
Succession planning
-
Legal coordination
Get Started with your estate planning today.
4. Cashflow Forecasting
Clear Financial Roadmaps
Our cashflow forecasting services provide you with clear and accurate financial roadmaps. We integrate all aspects of your financial life including all sources of income, expenditure, assets and liabilities to help you make informed decisions and plan for the future.
​
-
Detailed cashflow projections
-
Budget planning
-
Financial scenario analysis such helping the kids on to the property markets or paying for a wedding.
Find Out More about our cashflow forecasting services.
5. Life Planning
Navigate Life Transitions
Our life planning services support you through significant life transitions such as business exits, Succession Planning, retirement strategies, and even divorce.
We provide personalised guidance to help you manage these changes effectively and most importantly practically.
​
-
Transition planning
-
Financial impact assessment
-
Personalized advice and support
-
shortfall solutions
Learn More about how we can help you with life planning.
Personal Services Offered
1
Initial Review Meeting
Free for the first 30 minutes; thereafter, £150 per hour.
2
Retirement Review and Action Plan
One-time fee of £750.
3
Annual Review Meetings only
(no subsciption service)
One annual meeting: £600.
Two annual meetings: £1,200.
What Our Clients Say
In 2013, my late wife and I sat down with Greg to ask him to align our various pensions, which had accumulated from moving between employers. This turned out to be a wise move, as we could see our pensions consolidated into one portfolio for each of us.
​
It wasn't just Greg's knowledge of the pension world that impressed us. He invested time in getting to know us as individuals and understanding what we wanted from our pensions. Our review meetings weren't just about numbers; they were social occasions where other discussions took place, showing his genuine interest in us.
By understanding where we wanted to be at certain points in our lives, Greg was able to steer us towards the right level of risk and advised against overly risky investments. He balanced caution with growth, ensuring our best interests were always at heart. Trust, honesty, and integrity were paramount to us, and with Greg, these were never in doubt.
​
Recently, I felt the need to change my pension administrator, as I wasn't getting the best attention. With Greg, we felt like big fish in a small pond, but now I felt like a small fish in a big pond. I asked Greg for advice and he suggested a new adviser. I have since switched and once again feel like I am receiving personal service. This change has also seen my pension grow, thanks to a personalised approach.
​
I have no hesitation in recommending Greg Heath to handle your financial matters. He brings a wealth of knowledge and experience to the table but does so with a human touch, explaining things in simple terms without overwhelming you with numbers and calculations. He also uses visual examples, which greatly help me as a visual learner.
Andrew C, Lancashire
Graeme W, Leyland
​Prior to first contacting Greg we had found the world of pensions and investments quite daunting and in fact had put off seeking advice as we thought it would be just too challenging.
We had assumed, like most, there would be difficult questions and mountains of forms to be filled in full of legal and accounting jargon ….. nothing could have been further from the truth.
From our first meeting, Greg put us at ease and with his warm friendly manner explained everything to us in clear terms and in a way we understood. We never felt pressured and every question we had was clearly answered.
​
We now know exactly where our investments are and how they are performing and with Gregg’s financial projections are confident our financial future is in good hands.
​​​
If you’re looking for jargon free, clear, sound advice then we couldn’t recommended Greg highly enough.