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Government highlights ‘chronic’ pension crisis: do you have enough to retire?
New data from the Department for Work and Pensions has revealed a stark reality: more than two-fifths of working-age adults in the UK — around 14.6 million people — are not saving enough for retirement. The research found that fewer than one in four are on track to meet the Pensions UK “comfortable” retirement standard, while more than one in ten risk falling short of even the “minimum” level needed to cover basic living costs. The picture is particularly concerning for th
Greg Heath
Aug 11, 20253 min read


Retiring Overseas as a UK Citizen
With all the talk in the media about retiring abroad, it seems like the right to time to discuss the issues. Your decision to retire...
Greg Heath
Jul 27, 20254 min read


Are Annuities Included in Your Retirement Income Plans?
Ensuring Financial Stability in Your Golden Years When planning for retirement, one of the most critical decisions you’ll face is how to...
Greg Heath
Jul 22, 20253 min read


Transform Your Finances with Expert Financial Planning Services
In an ever-changing economic landscape, managing your finances can feel overwhelming. Whether you are planning for retirement, saving for...
Greg Heath
Jul 15, 20254 min read


Millions of UK adults approach retirement relying on intuition
According to recent report findings, millions of UK adults are approaching retirement guided more by intuition than careful planning. The...
Greg Heath
Jul 15, 20253 min read


Unlocking Your Inheritance: 5 Essential Steps to Financial Empowerment
Receiving an inheritance can be a deeply emotional experience. It serves as a reminder of a loved one's impact on your life and often...
Greg Heath
Jun 30, 20254 min read


Unlocking Wealth: 5 Tax-Savvy Strategies Every Business Owner Must Know to Pay Yourself Smartly
Navigating the world of self-employment can often feel overwhelming, especially when deciding how to compensate yourself. As a business...
Greg Heath
Jun 26, 20253 min read


Unlocking a Bright Future: Essential Retirement Steps for Your 50s
Retirement may seem far away, but if you are in your 50s, it is much closer than you think! This decade is your golden opportunity to...
Greg Heath
Jun 24, 20253 min read


Explore Pecunia FP Chorley for Digital Financial Tools
In today's fast-paced financial landscape, leveraging digital financial tools has become essential for both individuals and businesses....
Greg Heath
Jun 23, 20254 min read


Unveiling the Principles of Wealth Building for a Secure Financial Future
In today’s economy, achieving financial stability can feel challenging. However, understanding wealth-building principles can empower...
Greg Heath
Jun 19, 20254 min read


Discover Tailored Financial Planning Services for Your Future
When it comes to securing your financial future, having a solid plan is essential. Financial planning not only involves setting goals but...
Greg Heath
Jun 18, 20254 min read


Navigating the Path Ahead: Strategic Planning for Retirement in Your 50s and 60s
As you approach your 50s and 60s, retirement is no longer just a distant notion—it’s a significant milestone that demands thoughtful...
Greg Heath
Jun 16, 20254 min read


The Importance of Financial Planning for Your Future
What is Financial Planning? At its core, financial planning is a structured process. It helps you clarify your goals and understand your...
Greg Heath
Jun 2, 20253 min read
Taking Control of Your Financial Future Starts Today
At Pecunia Financial Planning , we believe that financial independence isn’t just a goal—it’s a mindset . Whether you're an entrepreneur...
Greg Heath
May 28, 20252 min read


SUCCESSION PLANNING CHECKLIST
Succession planning is more than just a safety net for your business; it’s a strategic move that ensures your company can thrive for...
Greg Heath
May 27, 20252 min read


Secure Your Future: A Business Owner’s Guide to Retirement Planning
Running a business is demanding, and while you’re focused on growth, it’s easy to overlook your own financial future. But here’s the...
Greg Heath
May 23, 20253 min read


Protect Your Business with Shareholder and Partnership Protection
Business owners work hard to build successful companies—but what happens if a key partner dies or becomes critically ill? Without the...
Greg Heath
May 19, 20252 min read
Unlocking Financial Freedom: Mastering the Art of Budgeting for a Blissful Retirement
Many aspire to achieve financial freedom, but few actually reach it. At the heart of this goal is budgeting—a practical skill that can...
Greg Heath
May 19, 20254 min read
ROADMAP FOR MANAGING YOUR BUSINESS FINANCES
Running a business isn’t just about great ideas or passionate execution; it also involves numerous financial responsibilities. Navigating...
Greg Heath
May 16, 20255 min read
MANAGING YOUR FINANCIAL HEALTH, BOTH BUSINESS AND PERSONAL
Starting a business can be both exhilarating and overwhelming. It’s tempting to devote much of your time and effort to developing your...
Greg Heath
May 14, 20253 min read
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