Privacy Policy

Last updated: 25 August 2026

Pecunia Financial Planning Limited ("Pecunia", "we", "us" or "our") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use and protect your personal information when you visit our website or use our services.

1. Who We Are

Pecunia Financial Planning Limited is a company registered in England and Wales under company number 15693682.

Registered office:

5 The Dingle
Heapey
Chorley
Lancashire
PR6 9AZ
United Kingdom

Email: greg@pecuniafp.com

Telephone: 07821 524 942

For the purposes of UK data protection law, Pecunia is the data controller of the personal information we collect and process.

2. Information We May Collect

Depending on how you interact with us, we may collect:

your name and contact details;
information you provide when making an enquiry or booking a consultation;
financial and personal information you provide when using our services;
information relating to your financial goals and circumstances;
correspondence and communications with us;
website usage and technical information, such as IP address, browser type and device information; and
any other information you voluntarily provide to us.

We only collect information that is reasonably necessary for the purposes described in this Privacy Policy.

3. How We Use Your Information

We may use your personal information to:

respond to enquiries;
arrange and provide our services;
prepare financial plans and cashflow forecasts;
communicate with you about your engagement with us;
process payments and maintain business records;
improve our website and services;
comply with legal and regulatory obligations; and
protect our business, clients and systems from fraud or misuse.

We will only process your personal information where we have a lawful basis to do so under applicable data protection law.

4. Sharing Your Information

We do not sell or rent your personal information.

We may share information with trusted third parties where reasonably necessary to provide our services or operate our business.

These may include:

professional advisers;
technology and software providers;
payment providers;
IT and website service providers; and
other service providers supporting our business.

Where appropriate, we require third parties to protect your information and only process it for agreed purposes.

We may also disclose information where required by law or to protect our legal rights.

5. Financial Information

Because our services involve financial planning, you may choose to provide us with information about your income, expenditure, assets, pensions, investments, tax position and other financial circumstances.

We use this information only where necessary to provide the services you have requested and to prepare relevant financial planning or cashflow analysis.

You are responsible for ensuring that information you provide is accurate and up to date.

6. Cookies

Our website may use cookies and similar technologies to ensure the website functions correctly, understand how visitors use the website and improve our services.

Where required by law, we will ask for your consent before placing non-essential cookies on your device.

You can control or disable cookies through your browser settings.

7. How Long We Keep Your Information

We keep personal information only for as long as reasonably necessary for the purposes for which it was collected, including to meet legal, accounting and business requirements.

When information is no longer required, we will securely delete or anonymise it where appropriate.

8. Your Rights

Under UK data protection law, you may have rights including the right to:

request access to your personal information;
request correction of inaccurate information;
request deletion of your information in certain circumstances;
request restriction of processing;
object to certain processing;
request transfer of your information where applicable; and
withdraw consent where processing is based on consent.

To exercise your rights, please contact us using the details below.

You also have the right to complain to the Information Commissioner's Office (ICO) if you believe your personal information has been handled unlawfully.

9. Security

We take reasonable technical and organisational measures to protect personal information against unauthorised access, loss, misuse, alteration or disclosure.

However, no method of transmitting or storing information online can be guaranteed to be completely secure.

10. Third-Party Websites

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites. We recommend reviewing the privacy policy of any third-party website you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology or legal requirements.

The latest version will always be published on this website with the date of the most recent update.

12. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us:

Pecunia Financial Planning Limited

5 The Dingle
Heapey
Chorley
Lancashire
PR6 9AZ
United Kingdom

Email: greg@pecuniafp.com

Telephone: 07821 524 942

Company number: 15693682